› Credit Card Types
Credit Card Types
 Balance Transfer Credit Cards
Balance Transfers are one of the most potent weapons in a
credit card companies arsenal to entice you to sign up to their
card. In recent years, with historically low interest rates and
fierce competition between credit card companies for your
balance transfer many companies now offer balance transfer rates
of 0% for up to 9 months.
 Reward Credit Cards
Rewards vary between companies, some giving Airmiles or
their equivalent, or Nectar points or their equivalent usually
at the rate of one point per pound spent on the card.
Membership of a Rewards programme usually brings regular special
offers for members which can be worthwhile, though these
programmes only really benefit the bigger spenders.
 Platinum Credit Cards
Platinum cards traditionally used to signify status as they
were commonly associated with higher earners. However, today the
Platinum card is accessible to anyone with a good credit history
who earns over £12,000 p.a.
 Business Credit Cards
Business credit cards are in the name of both the business
and an individual. They make it easy to separate business and
personal spending, and can be issued to sole traders,
partnerships and companies.
 Student Credit Cards
If you are over 18, we have a selection of Student credit cards that are suitable.
 Football Credit Cards
If you follow a Premiership team, by carrying their credit card not only will you be supporting the club you love, you'll also be earning Reward Points for every purchase you make. Reward Points can be redeemed against a variety of products including merchandise, experiences, travel packages and lots more.
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